Guide hub

Indexed Universal Life (IUL)

How indexed universal life really works — cash value, caps and floors, funding, loans, and who it fits (and who it doesn't).

How to Read an IUL Illustration in 2026: Questions to Ask Before You Trust the Projection
Plain-English checklist for reading an IUL illustration: guaranteed vs. non-guaranteed columns, caps, participation rates, policy charges, loan assumptions, lapse risk, and stress tests to request.

Educational content from the Trusted Agent Editorial Team. Not individualized advice. Editorial policy